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Mapping Financial Opportunity

The Mapping Financial Opportunity (MFO) project examines trends in the locations of financial services in communities across the United States. These locations include mainstream financial services (i.e., bank and credit union branches) as well as alternative financial services (AFS; i.e., storefront payday lenders, check cashers, and pawn shops). We explore four key questions about the locations of financial services that are important for financial inclusion efforts in the United States: Where are financial services located? What is the ratio of alternative to mainstream financial services? In select cities, where are financial services located in relation to their residents’ race and poverty? And are financial inclusion efforts led by nonprofit and government organizations filling gaps in access to financial services? Continue reading...



Where are Financial Services Located?

What is the Ratio of Alternative to Mainstream Financial Services?

Do Metropolitan Areas have Equal Access to Financial Services?

Where are Other Financial Inclusion Efforts Located?