Reid Cramer

Director, Millennials Initiative

Reid Cramer is director of the Millennials Initiative at New America. Previously, Cramer was the director of the Asset Building program, which aims to promote policies and ideas that significantly broaden access to economic resources through increased savings and asset ownership, especially among lower-income families. The program has championed innovative public policies designed to enable families in the United States and around the world to accumulate savings, access wealth-building financial services, develop financial capability, and build and protect productive assets across the life course. Previously, he served as the program’s research director and as a co-director of New America's Next Social Contract initiative, an effort to examine the delivery of social policy for the 21st century. His work has provided analytical support for the development of a range of policy proposals, including the ASPIRE Act, a bipartisan proposal to create a savings account for every newborn child in America, AutoSave, a unique model that automatically diverts payroll into flexible savings accounts, and The Saver’s Bonus/Financial Security Credit, which provides a targeted incentive to contribute to savings products at tax time. His recent work includes The Assets Perspective: The Rise of Asset Building and its Impact on Social Policy (Palgrave MacMillan) and Millennials Rising: Next Generation Policies in the Wake of the Great Recession (New America).

Prior to joining New America, Cramer served as a policy and budget analyst at the Office of Management and Budget, where he helped coordinate policies on housing, savings, economic development, and program performance evaluation. He has worked for a range of nonprofit housing and community development organizations, the National Research Council, and the Urban Institute. He has a doctorate in public policy from the LBJ School of Public Affairs at the University of Texas at Austin, as well as a master's degree in city and regional planning from the Pratt Institute and a bachelor of arts degree from Wesleyan University.

All Work

ASSET BUILDING
Asset-Based Welfare Policy in the U.K.

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ASSET BUILDING
A Citizen's Guide to the ASPIRE Act

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ASSET BUILDING
The Assets Agenda 2007

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ASSET BUILDING
The Assets Report 2007

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ASSET BUILDING
Net Worth at Birth (Revised)

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ASSET BUILDING
AutoSave

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ASSET BUILDING
The Assets Agenda 2006

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ASSET BUILDING
The Assets Report 2006

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ASSET BUILDING
Savings and Tax Reform

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ASSET BUILDING
Policy Options to Promote Inclusive Asset Building Through Account-Based Systems

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ASSET BUILDING
A Post-Hurricane Policy Response to Poverty in America

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ASSET BUILDING
Splitting Refunds

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