Policy Papers

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Are Banks' Entry-Level Checking Accounts Safe and Affordable?

The protections available through Dodd Frank and the Consumer Financial Protection Bureau are needed now more than ever.


Resilient in the Midst of Financial Change

Are the densities of banks and alternative financial service providers associated with households' financial health?


Navigating Day-to-Day Finances

Preliminary understandings of whether the availability of financial services relates to households' financial health.


Investing in the Future

How do the financial services available within a community prevent or enable a household to invest in the future?


Do Metropolitan Areas have Equal Access to Banking?

A comparison of bank, credit union, and alternative financial service densities across U.S. metropolitan areas.


Can Post Offices Increase Access to Financial Services?

Could postal banking through the U.S. Postal Service improve the availability of safe and affordable financial services?


PARTICIPATORY DEMOCRACY PROJECT
Centering the Margins

Social policy is supposed to promote equality. Read our proposal on how to listen and respond to meet that goal.


The New America Care Report

How the child care system in America became so broken—and what we need to do to fix it.


Inclusion by Design

This paper will explore the historical factors and racial stereotypes that have shaped U.S. welfare policy and evaluate alternative models.


Designed to Thrive

The Family-Centered Social Policy initiative believes it is time to step back and re-design the way policy is made from its inception.


Leveraging Public Assistance to Promote Financial Inclusion

TANF not only fails to support saving and financial inclusion, but also often actively discourages it.


Flexible Savings

The lack of flexible savings is a problem not only for lower-income families, but affects households at nearly all levels of income.