Can We Blame the Banks for the Dearth of American Starter Homes?
FLH’s Yuliya Panfil was quoted in a Dwell Magazine article about financing barriers making it difficult to buy affordable homes.
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Big ideas, bold solutions. Explore the latest research, analysis, and policy insights from our experts.
One Quarter of U.S. Homes are Valued at Less than $200,000
Millions of American homes cost under $200k, but barriers to financing make them inaccessible to families who can afford them.
Preservation and Wealth-Building: Insights from Senior Homeowners in Chicago’s Englewood Neighborhood
Englewood seniors share what they need to age in place and pass their homes to the next generation to build wealth.
Sustaining Affordable Rents and Homeownership: Insights from Building Owners in Chicago’s Pilsen Neighborhood
Multi-unit building owners from in and around Pilsen share with us what they need to maintain their buildings and keep rent affordable.
How We Unintentionally Created the Affordable Housing Crisis
FLH’s Yuliya Panfil co-authored a guest essay for the New York Times on the decline of the small-dollar mortgage.
One in Five Homes in the United States Is Valued at Less than $150,000
American Community Survey data reveals that over 20 percent of homes (including condos and manufactured homes) cost below $150,000.
Small-Mortgage Shortfall Threatens Minorities’ American Dream
A Reuters article cited FLH’s research on small dollar mortgage lending to discuss its impact on Latino homeowership.
Accessing FHA Mortgage Loans in North Carolina
An assessment of FHA lending trends in North Carolina, from 2007 to 2021.
Increasing Availability of Small Dollar Mortgages
Read FLH and CSEM’s response to the Federal Housing Admiration’s RFI on small dollar mortgages