Table of Contents
Additional Resources and Materials
U.S. Department of Education Resources
The Department has provided issue papers that contain background information on each topic it will consider for regulation, along with regulatory text and other resources, depending on the topic:
Total and Permanent Disability Discharge
Session One
- Issue Paper 1: Total and Permanent Disability (Original)
- Revised Issue Paper 1 (09/30/2021)
Session Two
- Proposed Regulatory Text for Issue Paper #1: Total and Permanent Disability Discharge
- TPD Lookback proposal (submitted by Daniel Barkowitz)
Session Three
- Proposed Regulatory Text for Issue Paper #1: Total and Permanent Disability Discharge (Session 3)
- Total and Permanent Disability Discharge proposal (submitted by Bethany Lilly and John Whitelaw) coming soon
Closed School Discharge
Session One
- Issue Paper 2: Closed School Discharge
- Clarifying the Session 1 Proposal on Automatic Closed School Discharges
- Advisor Raj Darolia's presentation to the committee on Closed School Discharges
- GAO Report on College Closures cited by Raj Darolia in his presentation
- Proposed Closed School Discharge Eligibility Date Language (supplied by Joseph Sanders)
- DCEH Administrator Third Report (supplied by Persis Yu)
Session Two
- Proposed Regulatory Text for Issue Paper #2: Closed School Discharge
- Closed School Discharge proposal (submitted by Persis Yu and Joshua Rovenger)
- Closed School Discharge definition proposal (submitted by Daniel Barkowitz, Heather Perfetti, Jessica Barry, and Carol Colvin)
- Closed School Discharge proposal (submitted by Michaela Martin and Dixie Samaniego)
- Closed School Discharge (submitted by Raj Darolia, Advisor)
- Proposed Regulatory Text Closed School Student Reenrollment (submitted by Marjorie Dorimé-Williams, Bobby Ayala, and Rachelle Feldman)
Session Three
Interest Capitalization
Session One
Session Two
- Proposed Regulatory Text for Issue Paper #3: Interest Capitalization
- Interest capitalization presentation (submitted by Raj Darolia, Advisor)
Session Three
- Proposed Regulatory Text for Issue Paper #3: Interest Capitalization (Session 3)
- Eliminate Interest Capitalization Revised Issue Paper v. 3.1
Public Service Loan Forgiveness
Session One
- Issue Paper 4: Improving the Public Service Loan Forgiveness (PSLF) Application Process and associated regulatory text
- Issue Paper 5: Public Service Loan Forgiveness (PSLF) Eligibility
Session Two
- Proposed Regulatory Text for Issue Papers #4 and 5: Public Service Loan Forgiveness
- PSLF Regulation proposal (submitted by Heather Jarvis)
- PSLF proposal(submitted by Bobby Ayala)
- PSLF suggestions (submitted by Marjorie Dorimé-Williams) coming soon
- Part Time Faculty Background (submitted by Jeri O'Bryan-Lossee)
Session Three
- Proposed Regulatory Text for Issue Papers #4 and 5: Public Service Loan Forgiveness
- PSLF Proposal (submitted by advisor Heather Jarvis on behalf of non-federal negotiators)
- Loan forgiveness proposal (submitted by Michaela Martin)
- IDR and PSLF Forbearance (submitted by Joe Sanders and Eric Apar)
- FSA Guidance on PSLF Waiver (submitted my advisor Heather Jarvis)
- April 2021 GAO Report on PSLF (submitted by advisor Heather Jarvis)
- February 2015 GAO Report on Loan Forgiveness Programs (submitted by advisor Heather Jarvis)
Borrower Defense to Repayment
Session One
- Issue Paper 6: Borrower Defense to Repayment (Adjudication Process)
- Issue Paper 7: Borrower Defense to Repayment (Post-Adjudication)
- Issue Paper 8: Borrower Defense to Repayment (Recovery from Institutions)
Session Two
- Proposed Regulatory Text for Issue Papers #6, 7, and 8: Borrower Defense to Repayment-Misrepresentation
- Proposed Regulatory Text for Issue Papers #6, 7, and 8: Borrower Defense to Repayment
- Draft Borrower Defense to Repayment Language
- Borrower Defense proposal (submitted by Persis Yu and Joshua Rovenger)
- Aggressive recruitment definition proposal (submitted by Daniel Barkowitz, Heather Perfetti, Jessica Barry and Carol Colvin)
- Aggressive Recruitment with Citations (submitted by Joe Sanders and Eric Apar)
Session Three
- Proposed Regulatory Text for Issue Papers #6, 7, and 8: Borrower Defense to Repayment-Misrepresentation
- Proposed Regulatory Text for Issue Papers #6, 7, and 8: Borrower Defense to Repayment
- Proposed Regulatory Text for Issue Papers #6, 7, and 8: Borrower Defense to Repayment – Aggressive and Deceptive Recruitment Tactics or Conduct
- Borrower Defense Individual Process proposal (submitted by Persis Yu and Joshua Rovenger)
- Borrower Defense to Repayment Language: Additional Aggressive Recruitment Categories (submitted by Justin Hauschild and Emily DeVito)
- Borrower Defense Group Process Proposals (submitted by Persis Yu and Joshua Rovenger)
- Definition of Omissions (submitted by Joe Sanders)
Predispute Arbitration and Class Action Waivers
Session One
- Issue Paper 9: Predispute Arbitration and Class Action Waivers
- ITT Letter (supplied by Justin Hauschild)
Session Two
Session Three
Income-Driven Repayment
Session One
- Issue Paper 10: Creating a New Income-Driven Repayment Plan
- Unified Agenda Item on Debt Collection Practices
- Poverty Guidelines 2021 (supplied by Rajeev Darolia, Advisor)
- Various Poverty Figures (supplied by Rajeev Darolia, Advisor)
- Final Default Proposal Memorandum(submitted by multiple negotiators)
- Additional IDR Presentation (supplied by Rajeev Darolia, Advisor)
Session Two
- Proposed Regulatory Text for Issue Paper #10: Income-driven Repayment Plans
- Default and IDR Proposal (submitted by Persis Yu and Joshua Rovenger)
- Income-contingent repayment plans proposal(submitted by Persis Yu and Joshua Rovenger)
- Miscellaneous repayment provisions proposal(submitted by Persis Yu and Joshua Rovenger)
- IDR proposal(submitted by Persis Yu and Joshua Rovenger)
- Race, Racism, and Student Loans(submitted by Raj Darolia, Advisor)
- The Importance of "Choice Architecture" for Student Loan Repayment Decisions & Outcomes (submitted by Raj Darolia, Advisor)
- Pew Letter-IDR (submitted by Raj Darolia, Advisor)
- IDR Presentation (submitted by Raj Darolia, Advisor)
- Married Borrower memo(submitted by Persis Yu)
Session Three
- Proposed Regulatory Text for Issue Paper #10: Income-driven Repayment Plans (Session 3)
- 2019-20 student loan data trends
- IDR proposal: Structure of Forgiveness and Discretionary Income Threshold (submitted by Persis Yu and Joshua Rovenger)
- Proposed Regulatory Text with Edits for Issue Paper #10: Income-driven Repayment Plans(submitted by Persis Yu and Joshua Rovenger)
- IDR simplification proposal (Submitted by Jaye O'Connell and Will Shaffner)
False Certification Discharge
Session One
Session Two
- Proposed Regulatory Text for Issue Paper #11: False Certification Discharge
- False Certification proposal (submitted by negotiators Persis Yu and Joshua Rovenger)
Session Three
- Proposed Regulatory Text for Issue Paper #11 (session 3): False Certification Discharge
- Proposed False Certification Text: Unauthorized Loan (submitted by Justin Hauschild and Emily DeVito)
- False Certification Proposals: Disqualifying Status and Group Process (submitted by Persis Yu and Joshua Rovenger) coming soon
Pell Grants for Prison Education Programs
Session One
- Issue Paper 12: Pell Grants for Prison Education Programs
- Amendatory Text
- Revised Amendatory Text with Negotiator Feedback
- Schools with Incarcerated Student Waiver
- Prison Education Programs Subcommittee Outcomes Metrics
- Mass Incarceration: The Whole Pie 2020 (supplied by Dr. McTier)
- Out of Prison & Out of Work (supplied by Dr. McTier)
Session Two
- Prison Education Program report-out for session 2 (submitted from the subcommittee on Prison Education Programs)
- Prison Education Programs Statutory Text
- Schools Participating in the Experimental Sites Initiative
- Possibility Report (submitted by Belinda Wheeler)
- Barred from Working Report(submitted by Belinda Wheeler)
- PEP Amendatory Text v. 2.0 coming soon
- Prison Education Program Report-Out for Session 2
- Pell Lifetime Eligibility Examples coming soon
- PEP Amendatory Text v. 3.0
- PEP Amendatory Text v 4.0
- PEP Suggested Text additions (submitted by Kim Carey) coming soon
- Waiver Amendatory Language (submitted by Belinda Wheeler) coming soon
- PEP Amendatory Language Additions (submitted by Belinda Wheeler) coming soon
- Updated PEP Amendatory Language Additions (submitted by Stan Andrisse) coming soon
- Tennessee Higher Education in Prison Initiative Feedback (submitted by Belinda Wheeler)
Session Three
- Prison Education Program Draft Amendatory Language
- Pell Memo (Submitted by Terrell Bount)
New America and Other Resources
Public Comments
Check out New America's comments to the Education Department related to this rulemaking here, and all public comments here.
Total and Permanent Disability Discharge
TICAS One Pager: Discharges for Borrowers with Total and Permanent Disability
Closed School Discharge
TICAS One Pager: Closed School Discharges
Interest Capitalization
TICAS One Pager: Interest Capitalization on Federal Student Loans
Public Service Loan Forgiveness
TICAS One Pager: Public Service Loan Forgiveness
Borrower Defense to Repayment
TICAS One Pager: Borrower Defense to Repayment
Predispute Arbitration and Class Action Waivers
TICAS One Pager: Mandatory Pre-Dispute Arbitration and Class Action Waivers
Income-Driven Repayment
New America/TICAS blos: Income-Driven Repayment and Negotiated Rulemaking
TICAS One Pager: Income-Driven Repayment
False Certification Discharge
TICAS One Pager: Discharges for False Certification of Student Eligibility