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Barking up the wrong tree with the student debt crisis

It's clear that students, families and policymakers share substantial, and well-deserved, anxiety over student loans. But as we pursue solutions to make financing a college education easier, policymakers need to be clear that there are two separate, sometimes unconnected, issues at hand: struggling to repay, and defaulting on the loans. Given the harsh consequences of default for borrowers, it should be the more urgent priority. That means considering those students' experiences in college — not just their debt levels.